“Small business employee loyalty has steadily declined from 62% to 44% over the last three years. Small business employers believe that employees are just as loyal as they were three years ago. ”

- MetLife, Address Growing Flight Risk with Benefits-Based Strategies white paper

What will you do in 2014?

Embrook is conducting a study on what small to mid-sized employers will do in 2014.

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EVOLVING HEALTH CARE

Health Law Provision for Small Business Is Delayed - NYTimes.com

Unable to meet tight deadlines in the new health care law, the Obama administration is delaying parts of a program intended to provide affordable health insurance to small businesses and their employees — a major selling point for the health care legislation.

If a business can only offer one health plan option through the Health Insurance Exchange instead of being able to offer multiple plans from multiple carriers, then the Exchanges for small businesses will be much less attractive than many already view them. Ironically, private Exchanges will probably be first to market with multi-carrier exchange programs for small businesses. They already exist in California.

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